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The article discusses the rise of Buy Now, Pay Later (BNPL) services in online shopping. It explains how BNPL works, its growing popularity, and the major players in the industry such as Affirm, Klarna, Afterpay, and PayPal Pay in 4. The piece also covers the pros and cons of using BNPL, helping readers decide if it's right for them. It touches on the future of BNPL, including potential regulations and expansions into new markets. The article concludes with a FAQ section addressing common questions about BNPL services and emphasizes the importance of using these tools responsibly.